Fatigue is one of the most common鈥攁nd also one of the most difficult鈥攕ymptoms to prove in a long term disability (鈥淟TD鈥) claim. Whether it鈥檚 caused by Chronic Fatigue Syndrome, fibromyalgia, Long COVID, autoimmune disease, or another chronic condition, fatigue often lacks clear test results or visible signs. Because of that, insurance companies frequently question its severity or deny these claims altogether.
Below we鈥檒l answer commons questions on building a strong LTD claim when fatigue is your primary disabling symptom.



