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In this video, Riemer Hess explains why objective medical evidence plays such an important role in a long term disability claim.
A diagnosis alone is usually not enough to get benefits approved. Your insurance company will want evidence showing not only what condition you have, but how that condition limits your ability to work. Objective medical evidence can help connect your symptoms to measurable findings, clinical observations, test results, and functional restrictions.
Examples of objective medical evidence may include MRIs, CT scans, X-rays, bloodwork, neuropsychological testing, functional capacity evaluations, physician exam findings, surgical reports, and other diagnostic studies. The type of evidence needed will depend on your condition, symptoms, occupation, and policy terms.
Objective evidence can be especially important when your symptoms are difficult to measure, such as chronic pain, fatigue, dizziness, cognitive problems, or limited stamina. In those cases, the right medical support can help explain why your symptoms are credible, consistent, and work-limiting.
For professionals and executives, this evidence should also be tied to the specific demands of the occupation. The insurer needs to understand why the medical condition prevents the person from performing high-level duties such as sustained concentration, decision-making, client communication, leadership, travel, long hours, or reliable attendance.
A strong long term disability claim does more than submit medical records. It presents the evidence in a way that clearly explains the diagnosis, symptoms, treatment, restrictions, limitations, and job-related impact.
At Riemer Hess, we help professionals and executives build strong long term disability claims, appeals, and lawsuits using the right medical, functional, vocational, and occupational evidence. Our national disability insurance practice is headquartered in New York City, and our attorneys focus exclusively on long term disability and related insurance matters.
Need help with a long term disability claim? Book a call with our team today to discuss your situation and learn how we may be able to help.
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糖心直播 is a national disability insurance law firm based in New York City. Our practice centers on long term disability and individual disability insurance claims for claimants and plaintiffs, including ERISA group LTD policies and private IDI policies. We also handle select long term care and life insurance matters where our insurance claim experience can help protect clients鈥� rights to benefits.
For over 30 years, we鈥檝e represented professionals and executives nationwide in disability insurance claims, appeals, litigation, and benefit protection. We鈥檝e litigated more ERISA disability cases in the Southern District of New York than any other plaintiff鈥檚 LTD firm, and our attorneys authored ERISA Disability Claims and Litigation, a legal textbook published by James Publishing.
We are Preferred Attorneys to the Brain Injury Association of America and have handled over 100 traumatic brain injury long term disability matters. We regularly represent clients with TBI, neurological disorders, complex spinal conditions, chronic pain, and other serious medical conditions affecting cognition, mobility, stamina, pain levels, and the ability to sustain work.
We also collaborate with disability and health advocacy organizations, including the U.S. Pain Foundation, to provide educational resources on chronic pain and disability insurance claims.
Clients trust us for our empathy, responsiveness, legal skill, and focused experience in LTD and IDI insurance claims.
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New York, New York 10017
Prior results do not guarantee future outcomes. Nothing on this website constitutes legal advice.