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A mild traumatic brain injury can qualify for long term disability benefits if ongoing symptoms prevent you from performing your occupation on a sustained basis. In these claims, the focus is not on whether your imaging is normal, but whether your functional limitations interfere with your ability to work reliably.

Many professionals are told their brain injury is 鈥渕ild,鈥� which can create confusion and doubt early in the process. Mild TBI symptoms are often invisible, but their impact on your work can be significant.  

If you鈥檝e suffered a TBI, you may find it impossible to continue working due to your condition. In that case, you may consider filing a long term disability insurance claim. It鈥檚 important to know beforehand what steps you should take to ensure your best chances of disability claim approval.

Stiff person syndrome is a rare and often misunderstood neurological condition that can have a profound impact on your ability to work. If you are experiencing severe muscle stiffness, painful spasms, and unpredictable symptoms, you may be wondering whether you qualify for long term disability benefits and how to navigate the claims process.

Below, we鈥檒l explain how stiff person syndrome can affect your ability to perform your job, what your insurer looks for when evaluating your claim, and the key steps you can take to strengthen your case.  

You had Covid-19, and you thought you were recovered from it by now.  But you continue to suffer from lingering symptoms that make it difficult to work.  You are considering going out on disability, but first you want to know if your disability insurance policy covers "Long Covid" or Covid Long Haulers.

Long Covid symptoms can be serious and debilitating. Many who suffer from this condition find that they are no longer able to work as a result.

Does long term disability insurance cover Covid Long Haulers and Long Covid? And how do you prove disability for Covid Long Haulers and Long Covid? We'll discuss the answers to those questions below.

Fatigue is one of the most common鈥攁nd also one of the most difficult鈥攕ymptoms to prove in a long term disability (鈥淟TD鈥�) claim. Whether it鈥檚 caused by Chronic Fatigue Syndrome, fibromyalgia, Long COVID, autoimmune disease, or another chronic condition, fatigue often lacks clear test results or visible signs. Because of that, insurance companies frequently question its severity or deny these claims altogether.

Below we鈥檒l answer commons questions on building a strong LTD claim when fatigue is your primary disabling symptom.

If you鈥檙e experiencing chronic dizziness, vertigo, or balance problems that make it hard to function at work, you may be wondering whether you qualify for long term disability benefits. Vestibular dysfunction is often misunderstood by disability insurers because its symptoms can be invisible, unpredictable, and difficult to document through standard testing. Yet for many professionals, these symptoms are anything but mild. They interfere with concentration, mobility, and the ability to perform even routine job tasks.

Below we鈥檒l explain how vestibular dysfunction may qualify for long term disability and what evidence is most effective in building a strong LTD claim.