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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Diagnosis - Fibromyalgia

Pain Syndromes | Long Term Disability Claim Tips

Diagnoses Diagnosis - Fibromyalgia Diagnosis - Pain Syndrome Diagnosis - Chronic Pain

Chronic pain and pain syndromes can make it impossible for suffers to work. However, insurers regularly discount pain complaints because pain is a subjective experience. You may be in excruciating pain, yet no instrument or test can measure it. The best way for you to get a long term disability insurer to take your complaints of pain seriously is to retain an experienced disability lawyers in new York to handle your claim or appeal. 

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Fibromyalgia and Long Term Disability: What Evidence Matters

Diagnosis - Fibromyalgia Diagnosis - Chronic Pain

Those with fibromyalgia know how difficult daily living can be: coping with debilitating chronic pain, ending up exhausted for days from light activities, struggling to concentrate enough to complete even simple tasks. Many people suffering from fibromyalgia find themselves unable to continue working.

Is Fibromyalgia A Long Term Disability?

Fibromyalgia is difficult to prove as a disability since it is a condition with largely subjective symptoms.  Because of this, obtaining long term disability insurance benefits can be challenging.  Insurance companies are skeptical of claims based on self-reported subjective symptoms. They often insist that a claimant supply objective evidence in support of disability.

If you are disabled because of fibromyalgia, our disability insurance lawyers can help you assemble the evidence that insurers demand to approve a claim. 

See below for tips on filing for long term disability with fibromyalgia.

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Your Insurer May Try to Characterize Your Physical Disability as a Mental Illness

Mental Illness Limitation Diagnosis - Tinnitus Diagnosis - Lyme Disease Diagnosis - Fibromyalgia Diagnosis - Fatigue Strategy - Limitations and Restrictions Diagnosis - Chronic Pain Diagnosis - Headaches Diagnosis - Cognitive Impairment Diagnosis - Chronic Fatigue Syndrome (CFS) Diagnosis - Babesiosis

People who suffer from a disability causing both physical and mental symptoms can face certain challenges in filing their long term disability claims.  Insurers often try to categorize these claims as strictly "mental" in an  effort to limit liability.  This is because most long term disability policies limit benefits to 12 or 24 months when the disability is caused by a mental illness. Under these provisions, benefits will stop after one or two years even if you remain totally disabled.
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