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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Diagnosis - Long Covid

Long Covid and Long Term Disability Benefits: How to Prove Your Claim

Diagnoses Diagnosis - Long Covid

You had Covid-19, and you thought you were recovered from it by now.  But you continue to suffer from lingering symptoms that make it difficult to work.  You are considering going out on disability, but first you want to know if your disability insurance policy covers "Long Covid" or Covid Long Haulers.

Long Covid symptoms can be serious and debilitating. Many who suffer from this condition find that they are no longer able to work as a result.

Does long term disability insurance cover Covid Long Haulers and Long Covid? And how do you prove disability for Covid Long Haulers and Long Covid? We'll discuss the answers to those questions below.

 

 

 

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Long COVID and Long Term Disability: How to Prove Your Limitations

Diagnosis - Myalgic Encephalomyelitis Diagnosis - Long Covid Diagnosis - Chronic Fatigue Syndrome (CFS)

Even after the worst initial symptoms of COVID-19 have subsided, many COVID-19 patients experience lingering, often debilitating symptoms that could result in long term disability. The term 鈥渓ong haulers鈥 has been used to describe those still coping with COVID-19 symptoms long after their first diagnosis. The number of COVID-19 long haulers could already be in the hundreds of thousands, as experts estimate as many as 10% of COVID-19 patients will classify as long haulers. Many may qualify for long term disability benefits.

Below we will examine the disabling symptoms commonly reported by long haulers, as well as how to determine whether you may be eligible for long term disability benefits if you are a COVID-19 long hauler.

 

 

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Is Chronic Fatigue Syndrome/Myalgic Encephalomyelitis A Disability?

Diagnosis - Fatigue Diagnosis - Myalgic Encephalomyelitis Strategy - CPET Testing Diagnosis - Long Covid Diagnosis - Chronic Fatigue Syndrome (CFS) Diagnosis - Dyautonomia

Chronic Fatigue Syndrome (鈥淐FS鈥), also known as Myalgic Encephalomyelitis (鈥淢E鈥) or Systemic Exertion Intolerance Disease (鈥淪EID鈥), is a debilitating, often misunderstood disease.  It is generally characterized by severe, overwhelming fatigue that does not improve with rest, and post-exertional malaise 鈥 or the inability to recover normally from even minimal physical or cognitive exertion. Individuals with CFS/ME also experience general weakness, cognitive problems, un-refreshing sleep, muscle or joint pain and flu-like symptoms. Unfortunately, there is no known treatment to cure this disease. 

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