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A mild traumatic brain injury can qualify for long term disability benefits if ongoing symptoms prevent you from performing your occupation on a sustained basis. In these claims, the focus is not on whether your imaging is normal, but whether your functional limitations interfere with your ability to work reliably.

Many professionals are told their brain injury is 鈥渕ild,鈥� which can create confusion and doubt early in the process. Mild TBI symptoms are often invisible, but their impact on your work can be significant.  

If you鈥檝e suffered a TBI, you may find it impossible to continue working due to your condition. In that case, you may consider filing a long term disability insurance claim. It鈥檚 important to know beforehand what steps you should take to ensure your best chances of disability claim approval.

If you鈥檙e experiencing chronic dizziness, vertigo, or balance problems that make it hard to function at work, you may be wondering whether you qualify for long term disability benefits. Vestibular dysfunction is often misunderstood by disability insurers because its symptoms can be invisible, unpredictable, and difficult to document through standard testing. Yet for many professionals, these symptoms are anything but mild. They interfere with concentration, mobility, and the ability to perform even routine job tasks.

Below we鈥檒l explain how vestibular dysfunction may qualify for long term disability and what evidence is most effective in building a strong LTD claim.

If you or someone you love is facing the complex challenges of a Traumatic Brain Injury (鈥淭BI鈥�) coupled with the intricacies of Long Term Disability (鈥淟TD鈥�) claims, you鈥檙e not alone. This page serves as a comprehensive guide to understanding TBI within the context of LTD claims. From the medical aspects of diagnosis to the legal avenues available for securing LTD benefits, our TBI Disability Center aims to be a reliable resource for claimants, medical providers, and attorneys alike.

By concentrating on TBI, we aim to shed light on these complexities, provide actionable steps for each stage of the LTD claims process, and offer tools and resources to help you build a solid case, whether you are a claimant, a healthcare provider, or a referring attorney. 

Can I get Long Term Disability for a traumatic brain injury (TBI)?

Yes, you can receive long term disability benefits for a traumatic brain injury (鈥淭BI鈥�).  A TBI is a serious and life-changing injury caused by a sudden blow to the head that damages the brain.  Suffering a TBI can lead to physical and/or cognitive difficulties requiring intense rehabilitative care.  Even with intensive treatment, a traumatic brain injury may cause residual symptoms severe enough to cause a permanent disability.

If you鈥檝e suffered a TBI, you may find it impossible to continue working due to your condition.  In that case, you may consider filing a long term disability insurance claim.  It鈥檚 important to know beforehand what steps you should take to ensure your best chances of disability claim approval.

Here are the key tips you need to know before filing your traumatic brain injury long term disability insurance claim.

A neuropsychological evaluation is one of the best ways to prove the severity and nature of a cognitive and/or psychological long term disability.  This is because the evaluation will provide a detailed and objective assessment of your cognitive abilities in a way that medical records alone cannot. 

Learn whether a neuropsychological evaluation may help prove your long term disability claim.