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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Jobs - Manager

How Do CEOs Prove Long Term Disability?

Jobs Executive Manager

As a CEO, your long term disability claim is rarely simple. Your compensation structure, ownership interests, and high level decision making authority create legal and financial complexities that do not exist in most disability claims.

Below we鈥檒l answer the most common questions CEOs have about the long term disability claims process. Understanding how your policy works and how your insurer evaluates executive claims can help you better protect the benefits you have worked hard to secure.  

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How Do Marketing Executives Prove Long Term Disability?

Jobs Executive Manager

Marketing executives operate in high pressure environments where strategic thinking, sustained concentration, and executive-level decision making directly impact revenue and brand performance. When a medical condition begins to interfere with your ability to lead teams, analyze complex data, manage budgets, or perform under constant deadlines, stepping away from your role can feel professionally and financially overwhelming. Understanding how long term disability benefits apply to marketing executives can help you protect your income and your rights.

Below, we address common questions marketing executives have about qualifying for and securing long term disability benefits.  

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How Do Financial Managers Prove Long Term Disability?

Jobs Manager Finance Financial Manager

As a financial manager, your career likely depends on sharp analytical skills, sound judgment, and the ability to handle high pressure financial decisions that directly impact your organization鈥檚 success. When a medical condition begins to interfere with your cognitive performance, stamina, or ability to manage stress, stepping away from work can be both professionally and financially daunting. Understanding how long term disability benefits apply to financial managers can help you protect your income and your rights.

Below, we address common questions financial managers have about securing long term disability benefits.   

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Overcoming Denial: A Chronic Fatigue Syndrome Success Story

Success Stories Manager Case Studies Strategy - Appeal a Denial Diagnosis - Myalgic Encephalomyelitis Dignosis - Chronic Fatigue Syndome Diagnosis - Chronic Fatigue Syndrome (CFS)

鈥淐hristine鈥 was employed as a data manager at a newspaper when she became terribly ill with Chronic Fatigue Syndrome. For more than a year Christine struggled to continue to work, only to find that each day it became more and more difficult.

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Lawsuit Won for Senior Manager With Depression

Success Stories Manager Case Studies Success Story Diagnosis - Depression

鈥淟arry鈥 was a senior manager at a major consulting firm. As a result of a series of major stresses in both his personal and professional life, Larry was hospitalized with major depression and suicidal ideation. When the insurance company denied Larry鈥檚 claim, Larry hired Riemer Hess to prepare an appeal.

The Firm submitted comprehensive letters from Larry鈥檚 treating psychiatrists, who opined that Larry was disabled from any occupation; detailed statements of Larry鈥檚 family and co-workers, corroborating his incapacity; and an in depth affidavit from Larry describing how depression slowly but surely made him unable to function and took away all joy in his life. The insurance company still denied Larry鈥檚 appeal, asserting that Larry did not submit objective proof of his depression even though it is well known that disability from depression cannot be demonstrated 鈥渙bjectively.鈥

Riemer Hess immediately commenced a lawsuit on Larry鈥檚 behalf in Federal Court. Our persistence eventually convinced the insurer to settle the case. Larry received a substantial lump sum settlement and can now get on with his life.

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