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The terms of your long term disability policy will heavily influence the outcome of your claim. The policy serves as your primary source of rights with respect to your benefits, but it also sets forth many obligations that you must satisfy. You should thoroughly review your policy before going out on long term disability, filing your claim, or filing an appeal. Understanding your policy's terms will substantially increase your chances of success.
There鈥檚 a lot to consider, and you need answers. We can help. Below you'll find the important terms found in most long term disability policies. You'll also find numerous tips and best practices for taking advantage of your policy provisions.
