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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Policies - Change in Defination

Winning an Appeal for Cervical and Lumbar Degeneration Disability Benefits

Success Stories Sales Case Studies Change in Defination Diagnosis - Injury-Neck/Cervical Diagnosis - Spinal Condition

"Janice" came to Riemer Hess suffering from cervical and lumbar degeneration status post multiple fusions.  She was hardly functional and in desperate need of assistance.  Janice had been receiving benefits for nearly 2 years. 

 However, upon transition to the 鈥渁ny occupation鈥 phase of her claim, she was found to no longer be eligible for disability benefits and her benefits were cut off.  Realizing she was in need of an appeal for both her LTD benefits and Life Insurance (as her waiver of premium benefits were also denied simultaneously), Janice confidently retained Riemer Hess.

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