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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Policies - Offsets

How Much Does Long Term Disability Insurance Pay?

Disability Earnings Offsets COLAs Pre Disability Earnings Schedule of Benefits Taxation Benefit Duration

This is a question our disability lawyers are frequently asked by new clients. The amount of your benefit depends on the terms of your policy.  Long term disability policies vary. To learn what yours pays, you will need to refer to the policy or your summary plan description. Several provisions in your policy could affect the amount of your benefit.
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What Is Not Covered by Long Term Disability Insurance?

Mental Illness Limitation Offsets Exclusions Strategy - Limitations and Restrictions Eligibility Limitations

More and more people are investigating long term disability coverage these days and with good reason; a study conducted by the Council for Disability Awareness, reports that one out of four 20 year olds will have a long term disability before they reach 65 years of age. Moreover, the average time they will be out of work is over two years. Long term disability insurance is typically offered through employers, but individuals can also buy it on their own.                                                        

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