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Info Library

Have questions? Find answers.

The Info Library

Welcome!  The Info Library is an internet-based resource that addresses in one place your questions and concerns about disability benefits, disability insurers, your illness, your occupation, and filing a claim, appeal or litigation.  In other words, a "Wikipedia" for disability claims.  If you would like to automatically receive new posts, please subscribe below.

 

 

Category: Strategy - Apply for Benefits

Help With Your Disability Claim

Videos Strategy - Apply for Benefits

 

 

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9 Common Mistakes in Long-Term Disability Insurance Applications

Strategy Strategy - Apply for Benefits

To obtain , you must persuade the insurer that you meet the standard of disability in your policy or plan. Typically, you must prove that you cannot perform the material duties of your regular occupation. The insurer will rely heavily on your application and supporting materials to make its decision. A thorough, timely application significantly increases your chances of success.

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Factors That Jeopardize Long-Term Disability Benefits in NY

Strategy Strategy - Apply for Benefits Strategy - Maintain Benefits

If you qualified for and receive long term disability benefits in NY from your employer, this can represent a significant source of financial relief during your absence from work. However, there are still certain events that can put your benefits in jeopardy.

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How a Symptom Diary Can Strengthen Your Long Term Disability Claim

Strategy Strategy - Apply for Benefits Strategy - Evidence

Young tired man sitting at the table with laptop at homeIf you are filing a long term disability claim, one of the most important issues is proving how your symptoms affect your ability to work. A diagnosis alone is usually not enough. Your insurer will want evidence showing that your condition prevents you from performing the duties of your occupation on a consistent basis.

One of the most effective ways to document your limitations is by keeping a detailed symptom diary. A well-maintained symptom journal can help support your credibility, strengthen your medical records, and provide important evidence for your long term disability claim. 

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