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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Strategy - Attorney

A Disability Attorney Can Protect Your Long Term Disability Benefits

Strategy Strategy - Continuation of Benefits Strategy - Maintain Benefits Strategy - Interview with Insurance Company Strategy - Attorney Strategy - Defensive Medical Examination

Your long term disability benefits have been approved.  Now what?  Unfortunately, an approval of benefits by disability insurance companies does not guarantee continued benefit payments.  The insurer will periodically monitor your claim to ensure you continue to satisfy the definition of disability under the terms of the policy.  During this time period, the disability insurance company will request and review updated information regarding your claim. 

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What a Long Term Disability Attorney Cannot Do for a Claimant

Strategy - Attorney

A long term disability policy can be a wise choice; knowing that monthly income will be provided in the event some injury or illness prevents the policy holder from working for an extended period of time can be very reassuring. Unfortunately, many long term disability insurance companies do not evaluate a claim in an objective and unbiased manner. Some of the largest insurance carriers have been fined by the government for unfair tactics in delaying and denying claims with the hope that many eligible claimants will give up and go away.

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