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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Strategy - Evidence

How to Use Medical Evidence to Win Your Disability Claim

Strategy - Medical Evidence Strategy - Proof Strategy - Evidence

Here is why medical evidence is crucial when it comes to winning our Disability Claim. In theory, the insurance company is supposed to consider each and every piece of evidence submitted in connection with your disability claim.  In reality, the medical evidence tends to steal the show.  Why is that?

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9 Common Mistakes in Long-Term Disability Insurance Applications

Strategy Strategy - Apply for Benefits Strategy - Evidence Strategy - Claim Forms

To obtain , you must persuade the insurer that you meet the standard of disability in your policy or plan. Typically, you must prove that you cannot perform the material duties of your regular occupation. The insurer will rely heavily on your application and supporting materials to make its decision. A thorough, timely application significantly increases your chances of success.

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How a Symptom Diary Can Strengthen Your Long Term Disability Claim

Strategy Strategy - Apply for Benefits Strategy - Evidence

Young tired man sitting at the table with laptop at homeIf you are filing a long term disability claim, one of the most important issues is proving how your symptoms affect your ability to work. A diagnosis alone is usually not enough. Your insurer will want evidence showing that your condition prevents you from performing the duties of your occupation on a consistent basis.

One of the most effective ways to document your limitations is by keeping a detailed symptom diary. A well-maintained symptom journal can help support your credibility, strengthen your medical records, and provide important evidence for your long term disability claim. 

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Long Term Disability Attorney

Strategy Strategy - Functional Capacity Evaluation Strategy - Evidence Strategy - Medical

Long Term Disability Attorney for Claims, Denials, and Appeals

If your disability insurance company is questioning whether you can continue working, the issue is rarely just your diagnosis. The real question is whether you can perform your job reliably, day after day, on a full-time basis.

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