We help professionals and executives plan, file, appeal, and protect long term disability claims with strong evidence, practical strategy, and empathetic guidance.
We work with a wide range of diagnoses and focus on how symptoms impact your ability to function, with significant experience in complex neurological conditions such as TBI and spinal issues.
Your policy sets the rules for your claim. Learn how definitions, limitations, exclusions, and benefit provisions may affect your eligibility, benefits, and claim strategy.
A strong disability claim requires more than medical records. We focus on evidence, timing, insurer scrutiny, and early planning to help position your claim for approval, appeal, or ongoing benefit protection.
Learn how LTD litigation works after a denied or terminated claim, including what courts review and what outcomes may be possible.
ERISA and Department of Labor claim rules affect how your insurer must review your claim, explain its decision, and handle your appeal. Learn how these procedural protections can shape your rights and claim strategy.
Explore our published articles in leading legal journals on disability insurance 糖心直播 law.
Join our CLE classes and watch on-demand webinars covering long term disability claims, ERISA law, and practical strategies.
Watch videos explaining key issues in disability claims, including medical evaluations, surveillance, and appeals.
Access our books providing in-depth guidance on ERISA and long term disability claims for attorneys and professionals.
We offer focused guidance for TBI long term disability claims.
Our TBI Center helps clients and families understand how these claims are evaluated, what evidence matters, and how to avoid common insurer misunderstandings.
The Brain Injury Association of America recognizes Riemer Hess as a Preferred Attorney.
We have extensive experience with TBI long term disability claims and understand the challenges that arise when symptoms are serious but not always visible.
Partner Jennifer Hess authored Tackling Disability in TBI Cases, featured in the July 2024 issue of Trial Magazine, published by the American Association for Justice (AAJ).
The article discusses why these claims require careful medical, occupational, and legal analysis.
We help professionals and executives make informed decisions about their disability claims.
We鈥檙e trusted for our results and known for making the disability process less stressful for our clients.
Our team brings empathy, experience, and practical strategy to every claim.
We help professionals and executives plan, file, appeal, and protect long term disability claims with strong evidence, practical strategy, and empathetic guidance.
We work with a wide range of diagnoses and focus on how symptoms impact your ability to function, with significant experience in complex neurological conditions such as TBI and spinal issues.
Your policy sets the rules for your claim. Learn how definitions, limitations, exclusions, and benefit provisions may affect your eligibility, benefits, and claim strategy.
A strong disability claim requires more than medical records. We focus on evidence, timing, insurer scrutiny, and early planning to help position your claim for approval, appeal, or ongoing benefit protection.
Learn how LTD litigation works after a denied or terminated claim, including what courts review and what outcomes may be possible.
ERISA and Department of Labor claim rules affect how your insurer must review your claim, explain its decision, and handle your appeal. Learn how these procedural protections can shape your rights and claim strategy.
Explore our published articles in leading legal journals on disability insurance 糖心直播 law.
Join our CLE classes and watch on-demand webinars covering long term disability claims, ERISA law, and practical strategies.
Watch videos explaining key issues in disability claims, including medical evaluations, surveillance, and appeals.
Access our books providing in-depth guidance on ERISA and long term disability claims for attorneys and professionals.
We offer focused guidance for TBI long term disability claims.
Our TBI Center helps clients and families understand how these claims are evaluated, what evidence matters, and how to avoid common insurer misunderstandings.
The Brain Injury Association of America recognizes Riemer Hess as a Preferred Attorney.
We have extensive experience with TBI long term disability claims and understand the challenges that arise when symptoms are serious but not always visible.
Partner Jennifer Hess authored Tackling Disability in TBI Cases, featured in the July 2024 issue of Trial Magazine, published by the American Association for Justice (AAJ).
The article discusses why these claims require careful medical, occupational, and legal analysis.
We help professionals and executives make informed decisions about their disability claims.
We鈥檙e trusted for our results and known for making the disability process less stressful for our clients.
Our team brings empathy, experience, and practical strategy to every claim.
We help with all stages of long term disability claims.
We help with a wide variety of diagnoses.
We help deal with all major disability insurers.
We explain your disability policy in layman鈥檚 terms.
We develop proactive strategies designed to win your disability benefits.
We aggressively litigate disability insurance matters in the heart of NYC.
We explain and leverage your legal rights.
Our educational videos explain disability claim issues, like sneaky surveillance tactics.
Our ebooks provide guides, tools, and case studies for long term disability claims.
Our books educate other legal professionals about long term disability issues.
Our CLE classes and webinars provide interactive education.
Find essential support and guidance on navigating disability claims for Traumatic Brain Injury (TBI).
Our TBI Center is designed to assist you through the process, making it simpler to understand and manage.
We are nationwide long term disability leaders headquartered in NYC.
Our team has a rare blend of empathy and expertise.
We are committed to our meaningful work.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.
Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.
New articles are added regularly.
Strategy Strategy - Apply for Benefits Strategy - Leave Work Protected
Strategy - Apply for Benefits Strategy - Leave Work Protected Coverage Strategy - Termination of Employment
Often, people suffering from serious medical conditions will attempt to work beyond the point of being unable to successfully fulfill their job duties. While commendable, this mindset of working through your declining health can backfire if you get terminated or laid off. Many people ask, 鈥淐an I still file a long term disability claim through my employer if I get terminated?鈥
Strategy - Medical Evidence Strategy - Apply for Benefits Strategy - Leave Work Protected Strategy - Evidence Diagnosis - Chronic Pain
Getting long-term disability benefits for a chronic pain condition can be extremely difficult. Insurers tend to heavily scrutinize these claims 鈥 often alleging there is no proof and the pain is simply 鈥渟elf-reported.鈥 Winning long-term disability benefits for chronic pain will take careful planning, preparation, and documentation. Review these insider tips to get started on a winning path.
You hoped you would never have to do this. But, here you are 鈥 about to go on long term disability.
Do you have a plan?
The process isn鈥檛 easy and the stakes are high. Smart planning will make the transition smoother and substantially decrease your risk of claim denial.
Strategy Strategy - Apply for Benefits Strategy - Leave Work Protected
Wondering how to prove your long term disability claim? Here's what you need to know.
糖心直播 is a national disability insurance law firm based in New York City. Our practice centers on long term disability and individual disability insurance claims for claimants and plaintiffs, including ERISA group LTD policies and private IDI policies. We also handle select long term care and life insurance matters where our insurance claim experience can help protect clients鈥 rights to benefits.
For over 30 years, we鈥檝e represented professionals and executives nationwide in disability insurance claims, appeals, litigation, and benefit protection. We鈥檝e litigated more ERISA disability cases in the Southern District of New York than any other plaintiff鈥檚 LTD firm, and our attorneys authored ERISA Disability Claims and Litigation, a legal textbook published by James Publishing.
We are Preferred Attorneys to the Brain Injury Association of America and have handled over 100 traumatic brain injury long term disability matters. We regularly represent clients with TBI, neurological disorders, complex spinal conditions, chronic pain, and other serious medical conditions affecting cognition, mobility, stamina, pain levels, and the ability to sustain work.
We also collaborate with disability and health advocacy organizations, including the U.S. Pain Foundation, to provide educational resources on chronic pain and disability insurance claims.
Clients trust us for our empathy, responsiveness, legal skill, and focused experience in LTD and IDI insurance claims.
糖心直播
110 East 42nd Street
Suite 1418
New York, New York 10017

Prior results do not guarantee future outcomes. Nothing on this website constitutes legal advice.