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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Strategy - Surveillance

Is Your Disability Insurer Monitoring Your Social Media? [Insider Tips]

Strategy Strategy - Surveillance

It鈥檚 becoming increasingly common for long term disability insurers to spy on claimants鈥 social media accounts. Accessing social media accounts is generally an easy and inexpensive for insurers to get personal information about disabled claimants and their activities. Many social media profiles contain vast amounts of personal information from which the insurer may draw negative conclusions.

Unfortunately, it works. Every year, the insurance companies save money by denying claims based on evidence obtained during social media searches.

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Sneaky Surveillance Tactics Used to Deny Long Term Disability Benefits

Strategy Strategy - Surveillance

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Long term disability insurance companies spend millions of dollars annually to spy on their claimants.  In conducting surveillance, the insurer wants to 鈥渃atch鈥 you performing activities that are inconsistent with your disability claim.  If the insurer is successful, it will use the damaging surveillance as 鈥渆vidence鈥 to deny or terminate your long term disability benefits 鈥 saving the company money in the process. 

The insurance companies see surveillance as a worthwhile investment to increase the company鈥檚 profitability.  Unfortunately, it works.  Every year, the insurance companies save money by denying thousands of long term disability claims based on evidence obtained during surveillance.

How far will the insurance company go to spy on you?  You might be surprised.  Learn the top 10 sneaky surveillance tactics used by long term disability insurance companies below.

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Feel Like You Are Being Followed? You May Be Right. Insurance Companies Are Watching.

Strategy - Continuation of Benefits Strategy - Surveillance Strategy - Maintain Benefits

Your insurance company IS watching and IS more sophisticated than ever.

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