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A brain cancer diagnosis can upend every part of your life鈥攊ncluding your ability to work. Between the effects of the tumor itself and the harsh side effects of treatment, many people with brain cancer find it impossible to maintain a full-time job. If this is your situation, long term disability (鈥淟TD鈥�) benefits can provide crucial financial support.

But navigating an LTD claim for brain cancer isn鈥檛 easy. Insurance companies often scrutinize these claims closely, especially when symptoms are cognitive rather than physical. This guide explains what you need to know about qualifying for LTD benefits with brain cancer, the evidence you鈥檒l need, and how an experienced disability attorney can help protect your rights. 

鈥淢ark 鈥渨as a technical support analyst for a leading financial institution when he was diagnosed with severe obstructive sleep apnea.  Mark began to experience cognitive difficulties associated with his sleep apnea as well as deficits in concentration and memory, and extreme fatigue.  Mark had previously received coverage under the family medical leave act (FMLA) and upon its termination attempted to return to work.  However, Mark鈥檚 return to work was unsuccessful as he remained unable to tolerate the high executive level functions required to meet the demands of his occupation.  Mark met with Mr. Riemer and a strategic plan was implemented geared toward transitioning Mark from short term disability benefits to long term disability benefits.

A stroke can cause serious physical, cognitive, visual, speech, emotional, and fatigue-related symptoms. Some people recover well with treatment and rehabilitation. Others are left with lasting limitations that make it difficult or impossible to return to work.

If you are filing a long term disability claim after a stroke, the insurance company will not approve benefits based on the diagnosis alone. The insurer will want evidence showing how the stroke affects your ability to perform your job duties on a reliable, full-time basis.

This is especially important if you work in a professional or executive role that requires sustained focus, communication, decision-making, leadership, accuracy, travel, or long hours. Even symptoms that may seem 鈥渕ild鈥� in daily life can become work-preclusive in a demanding occupation.

Below are key points to understand before filing a long term disability claim after a stroke.

See Also:

Neuropsychological Evaluation Tips from A Disability Attorney

Understanding Validity Measures in LTD Neuropsychological Evaluations

How Can a Neuropsychological Evaluation Help Prove a Long Term Disability Claim?