糖心直播

Recent Posts

Qualifying for Long Term Disability After a Mild Traumatic Brain Injury

Long Term Disability for Stiff Person Syndrome: What You Need to Know

Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Policies - Eligibility

What Is Not Covered by Long Term Disability Insurance?

Mental Illness Limitation Offsets Exclusions Strategy - Limitations and Restrictions Eligibility Limitations

More and more people are investigating long term disability coverage these days and with good reason; a study conducted by the Council for Disability Awareness, reports that one out of four 20 year olds will have a long term disability before they reach 65 years of age. Moreover, the average time they will be out of work is over two years. Long term disability insurance is typically offered through employers, but individuals can also buy it on their own.                                                        

Continue Reading

What Long Term Disability Benefits Are Available?

Eligibility

Long term disability benefits can be a vital component of an employee鈥檚 compensation package. Some employers deduct a small amount from the employee鈥檚 paycheck to pay the premiums while other plans are fully funded by the company. In addition, individual plans are available to supplement company plans or if no plan is offered. Our New York disability attorneys will explain that a long term disability plan will replace a portion of a covered employee鈥檚 income for as long as they remain disabled under the definitions, exclusions, limitations and provisions of the policy.

Continue Reading

Who is Eligible for Long Term Disability?

Policies Strategy - Apply for Benefits Strategy - Leave Work Protected Eligibility

Having insurance of any sort is an interesting proposition. Whether required by law or optional or whether it's provided by one鈥檚 employer or purchased privately, most people acquire various policies protecting different interests all with the hope of never having to be in the position of needing the benefits the policy coverage provides. However, as obvious as it may seem to the person making a that they are disabled and cannot work, it is the insurance carrier who makes that decision.  As our NY disability attorneys can attest, many claimants are surprised to learn that they have had their claim denied.

Continue Reading

What are you looking for?

  • There are no suggestions because the search field is empty.

Receive Latest Posts