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Can I receive long term disability for Early-Onset Alzheimer鈥檚 Disease?

Yes, you can receive long term disability (鈥淟TD鈥�) benefits for Early-Onset Alzheimer鈥檚 Disease (鈥淓OAD鈥�).  If you have been diagnosed with EOAD and have disability insurance through your employer or a privately purchased policy, you may qualify for LTD benefits.  However, the process of pursuing LTD benefits for EOAD can be incredibly challenging.

It is essential to first review your insurance policy to understand the terms, conditions, and definitions of disability in your policy.  Each policy is unique, and comprehending your coverage is a vital first step.  To get your claim approved, your insurer will require substantial evidence documenting your diagnosis, progression of symptoms, and proof that your EOAD prevents you from working.

An experienced ERISA attorney can be invaluable during the disability claims process.  Riemer Hess has over 25 years of experience assisting professionals and executives to secure their long term disability benefits.

Below we鈥檒l share information and strategies for proving your EOAD long term disability claim.

Your disability attorney will tell what to expect at your neuropsychological evaluation.  Knowing what to expect will decrease any stress or anxiety you have about undergoing the testing. 

The most common questions are answered below to help prepare you for your upcoming evaluation.

A neuropsychological evaluation is one of the best ways to prove the severity and nature of a cognitive and/or psychological long term disability.  This is because the evaluation will provide a detailed and objective assessment of your cognitive abilities in a way that medical records alone cannot. 

Learn whether a neuropsychological evaluation may help prove your long term disability claim.

Cognitive problems like memory lapses, brain fog, trouble concentrating, or slowed thinking can make everyday work tasks feel impossible鈥攁nd they can qualify you for long term disability benefits when they prevent you from doing your job safely and reliably. All occupations have cognitive demands. Even if you can still perform the physical requirements of your occupation, you may be disabled if you can no longer meet its cognitive demands.

Below we answer common questions on what insurers look for in cognitive impairment claims, practical steps to strengthen your case for benefits, and how an experienced attorney can help you increase your chances of a successful outcome.