Hearing loss can be a life-altering condition that deeply impacts your life and ability to work, often in ways that are not immediately visible. If you experience hearing impairment, securing long term disability (鈥淟TD鈥) benefits can be essential for financial stability when your condition makes it difficult鈥攐r even impossible鈥to continue working. However, navigating an LTD claim for hearing loss can be challenging, as insurers frequently question the severity of the impairment, the effectiveness of assistive devices, and your ability to adapt to other types of work.
Below we鈥檒l explore common obstacles that those with hearing loss face when seeking LTD benefits and strategies to overcome these insurer denial tactics. Whether you鈥檙e preparing to file an LTD claim or are in the process of appealing a denial, understanding these common challenges and solutions can increase your chances of securing the disability benefits you鈥檙e entitled to.