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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Strategy

Exertional vs. Non-Exertional Limitations in Long Term Disability Claims

Strategy Strategy - Limitations and Restrictions Strategy - Exertional Limitations Strategy - Non-exertional Limitations

You feel fine physically, but you have difficulty concentrating.  It happens mostly when you are stressed.  You can do all the physical aspects of your job, but are now taking too much time to read all the material you must read.   Sometimes you need to read the same paragraph three times before you understand it.  Are you disabled from your job?   Can you collect disability benefits?

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Protecting Your Long Term Disability Benefits | 5 Do's and Don'ts

Strategy Strategy - Continuation of Benefits Strategy - Maintain Benefits

Here are 5 do's and don'ts that will help protect your long term disability benefits from being terminated by the insurance company.

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How to Win Your Long Term Disability Appeal - 5 Do's and Don'ts

Strategy Strategy - Appeal a Denial

Here are five do's and don'ts that will help you win your long term disability appeal.

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Excuses Insurers Will Use to Terminate Your Long Term Disability Benefits

Strategy Strategy - Maintain Benefits

At Riemer Hess, our New York disability attorneys assist claimants with the preparation of the insurer鈥檚 request for updated information on a daily basis from all of the major disability insurance companies.  The process may appear to be a simple matter of obtaining and submitting the requested information, but this process does not come without challenges.  Given our experience with the various insurers, we have developed proven strategies to overcome these obstacles.  Beware of the following Red flags.

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A Disability Attorney Can Protect Your Long Term Disability Benefits

Strategy Strategy - Continuation of Benefits Strategy - Maintain Benefits Strategy - Interview with Insurance Company Strategy - Attorney Strategy - Defensive Medical Examination

Your long term disability benefits have been approved.  Now what?  Unfortunately, an approval of benefits by disability insurance companies does not guarantee continued benefit payments.  The insurer will periodically monitor your claim to ensure you continue to satisfy the definition of disability under the terms of the policy.  During this time period, the disability insurance company will request and review updated information regarding your claim. 

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