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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Strategy

How to Win Your Long Term Disability Claim | 5 Do’s and Don’ts

Strategy Strategy - Apply for Benefits

Here are 5 do's and don'ts to help win your long term disability claim.

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How to Win Your Long Term Disability Claim | The Basics

Strategy Strategy - Apply for Benefits

You’ve suffered an injury or experienced the progression or exacerbation of a sickness or illness that makes it difficult, if not impossible, for you to complete your job duties. You have Long Term Disability coverage through an individual policy that you purchased yourself, a group policy issued by an insurer to your employer, or both.  Now you need to apply for benefits.

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How to Win Your Long Term Disability Claim | Our Strategy

Strategy Strategy - Apply for Benefits

When you retain Riemer Hess, we will sit down with you and formulate a customized strategy for exiting from work and filing your disability claim.  We listen to your needs and concerns and try to make the process as easy and stress-free as possible.  Although every client and claim is different, there are certain strategies we follow for every client.

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How a Functional Capacity Evaluation (FCE) Can Help Prove a Physical Disability

Strategy Strategy - Medical Evidence Strategy - Functional Capacity Evaluation Strategy - Evidence

Functional Capacity Evaluations For Disability

A Functional Capacity Evaluation (FCE) is a tool used to measure your physical abilities. In some cases, it can provide strong, objective evidence that supports a disability claim. In others, it may be used by an insurance company to argue that a claimant can return to work.

Whether an FCE helps or hurts your claim depends on how it is performed, how the results are interpreted, and how well it reflects your ability to function over time.

Understanding how these evaluations work, and how they are used in disability claims, can help you approach the process more carefully.

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Long Term Disability Appeal | Top Five Tips

Strategy Strategy - Appeal a Denial

You may only get one shot to win your long term disability appeal.  Don’t make the mistake of filing it without the advise of a skilled long term disability attorney.

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