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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Diagnosis - Headaches

Brain Cancer and Long Term Disability Claims

Diagnosis - Cancer Diagnosis - Chemotherapy Diagnosis - Headaches Diagnosis - Brain Cancer Diagnosis - Vestibular Disorder Diagnosis - Cognitive Impairment

A brain cancer diagnosis can upend every part of your life鈥攊ncluding your ability to work. Between the effects of the tumor itself and the harsh side effects of treatment, many people with brain cancer find it impossible to maintain a full-time job. If this is your situation, long term disability (鈥淟TD鈥�) benefits can provide crucial financial support.

But navigating an LTD claim for brain cancer isn鈥檛 easy. Insurance companies often scrutinize these claims closely, especially when symptoms are cognitive rather than physical. This guide explains what you need to know about qualifying for LTD benefits with brain cancer, the evidence you鈥檒l need, and how an experienced disability attorney can help protect your rights. 

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Long Term Disability for Chiari Malformation: What You Need to Know

Diagnosis - Headaches Diagnosis - Vestibular Diagnosis - Chiari Malformation

If you鈥檝e been diagnosed with Chiari malformation and are struggling to continue working, you may be wondering whether long term disability benefits can offer the support you need.  Chiari malformation is a complex neurological condition that can cause a wide range of symptoms, from debilitating headaches and dizziness to fatigue and cognitive difficulties.  These symptoms can make it impossible to maintain a full-time job, especially in roles that demand mental focus, physical stamina, or both.

However, getting long term disability benefits for Chiari malformation isn鈥檛 always straightforward.  Insurance companies often dispute the seriousness of the condition or misclassify it, denying claims or cutting off benefits prematurely.

Below we鈥檒l answer common questions about what you need to know about filing, proving, and protecting a long term disability claim for Chiari malformation.

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How to Prove Headaches in a Long Term Disability Insurance Claim

Diagnosis - Migrane Headaches Diagnosis - Headaches

Headaches are one of the most common neurological symptoms鈥攂ut proving they are disabling enough to qualify for long term disability benefits can be surprisingly difficult. Insurance companies often deny these claims due to the lack of objective evidence and the subjective nature of headache symptoms. Still, with the right documentation and strategy, it is possible to build a compelling claim.

This article answers common questions about eligibility for long term disability due to chronic headaches and how to overcome the unique challenges of proving a headache-related disability.

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Your Insurer May Try to Characterize Your Physical Disability as a Mental Illness

Mental Illness Limitation Diagnosis - Tinnitus Diagnosis - Lyme Disease Diagnosis - Fibromyalgia Diagnosis - Fatigue Strategy - Limitations and Restrictions Diagnosis - Chronic Pain Diagnosis - Headaches Diagnosis - Cognitive Impairment Diagnosis - Chronic Fatigue Syndrome (CFS) Diagnosis - Babesiosis

People who suffer from a disability causing both physical and mental symptoms can face certain challenges in filing their long term disability claims.  Insurers often try to categorize these claims as strictly "mental" in an  effort to limit liability.  This is because most long term disability policies limit benefits to 12 or 24 months when the disability is caused by a mental illness. Under these provisions, benefits will stop after one or two years even if you remain totally disabled.
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