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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Diagnoses

Can I Get Long Term Disability Benefits for Parkinson鈥檚 Disease?

Diagnoses Diagnosis - Parkinson's Disease

Yes, you can get long term disability benefits for Parkinson's disease.  Parkinson鈥檚 is a very serious progressive nervous system disorder. The symptoms can make continuing to work difficult, if not impossible. However, your Parkinson鈥檚 diagnosis alone won鈥檛 qualify you for long term disability benefits. Your claim must be supported by sufficient medical evidence and proof of appropriate treatment.

Below we鈥檒l outline what Parkinson鈥檚 symptoms the insurance company will want evidence for, and steps you can take to improve your chances of approval for long term disability benefits.

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Stroke and Long Term Disability Claims: How to Prove Your Case

Diagnosis - Stroke Diagnoses Diagnosis - Cognitive Impairment

A stroke can cause serious physical, cognitive, visual, speech, emotional, and fatigue-related symptoms. Some people recover well with treatment and rehabilitation. Others are left with lasting limitations that make it difficult or impossible to return to work.

If you are filing a long term disability claim after a stroke, the insurance company will not approve benefits based on the diagnosis alone. The insurer will want evidence showing how the stroke affects your ability to perform your job duties on a reliable, full-time basis.

This is especially important if you work in a professional or executive role that requires sustained focus, communication, decision-making, leadership, accuracy, travel, or long hours. Even symptoms that may seem 鈥渕ild鈥 in daily life can become work-preclusive in a demanding occupation.

Below are key points to understand before filing a long term disability claim after a stroke.

See Also:

Neuropsychological Evaluation Tips from A Disability Attorney

Understanding Validity Measures in LTD Neuropsychological Evaluations

How Can a Neuropsychological Evaluation Help Prove a Long Term Disability Claim?

How a Functional Capacity Evaluation Can Help Prove a Physical Disability
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Osteomyelitis and Long Term Disability Claims: How to Prove Your Case

Diagnoses Diagnosis - Chronic Pain Diagnosis - Osteomyelitis

Osteomyelitis is a serious bone infection. For some people, it resolves with antibiotics and treatment. For others, it causes ongoing pain, weakness, mobility problems, repeated surgeries, fatigue, wound issues, or permanent damage to the affected bone or joint.

If osteomyelitis is affecting your ability to work, the insurance company will not approve a long term disability claim simply because you have the diagnosis. The insurer will want to understand what happened, what treatment you received, what limitations remain, and why those limitations prevent you from doing your job.

That is where many osteomyelitis claims become difficult. Medical records may show the infection, surgery, or antibiotics, but they may not clearly explain why you cannot sit through a full workday, walk safely, travel to meetings, use your hand, tolerate pain medication, or maintain reliable attendance.

Below are practical points to understand before filing a long term disability claim for osteomyelitis.

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Diabetes | Long Term Disability Claim Tips

Diagnoses Diagnosis - Diabetes

If you are finding it difficult to function in your job because of diabetes, now might be the time to consider a claim for long term disability benefits.  Our New York disability attorneys at Riemer & Associates can review your policy with you and help you assess your eligibility.  If the time is right, our disability lawyers can help you plan your exit from work and prepare your claim.

Diabetes can be a disabling disease.  However, you will not qualify for long term disability benefits on the strength of your diagnosis alone.  You will need to support your claim with convincing evidence that you are 鈥渄isabled鈥 as defined by your LTD policy. You may have to prove that you can no longer do your usual occupation or you may have to prove you cannot perform any occupation to which you are reasonably suited, a more demanding standard.  Since many individuals with diabetes are able to work until retirement, the challenge will be educating your insurer about how your case is different.

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Spinal Stenosis Long Term Disability Claims: How to Prove Your Case

Diagnosis - Back Injury Diagnoses Diagnosis - Back Pain Diagnosis - Spinal Stenosis

Spinal stenosis is common, especially as people get older. Because of that, insurance companies often scrutinize these claims closely. An insurer may argue that spinal stenosis is a normal age-related finding, that many people have similar MRI results, or that the condition should not prevent someone from working.

For a long term disability claim, the issue is usually not simply whether imaging shows spinal stenosis. The more important issue is whether the condition causes symptoms and functional limitations that prevent the person from performing the material duties of the occupation on a reliable, full-time basis.

That distinction matters. A person may be able to sit through dinner, drive short distances, or walk around the house, but still be unable to commute, sit through a full workday, attend long meetings, travel, or maintain focus while dealing with pain, numbness, weakness, or medication side effects.

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