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Info Library

Find answers to your disability claim questions.

Welcome to our Info Library.

The Info Library is a resource for people who have questions about disability insurance benefits, insurance companies, medical conditions, occupational demands, claims, appeals, and litigation.

Think of it as a practical guide to disability claims. Our goal is to explain common issues in clear, useful terms so you can better understand the process, the risks, and the decisions that may affect your benefits.

New articles are added regularly.

 

Category: Diagnoses

Can I Receive Long Term Disability Benefits for Obsessive-Compulsive Disorder (OCD)?

Diagnoses Diagnosis - OCD

Because obsessive-compulsive disorder (OCD) is more often characterized as a mental illness rather than physical, it can make getting disability approval more complicated. Your insurance company may limit or deny you your benefits unless you鈥檙e able to prove a physiological cause for your condition. Here鈥檚 what you need to know before filing your claim for OCD.

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Macular Degeneration and Long Term Disability Claims: How to Prove Your Case

Diagnoses Diagnosis - Vision Impairment Diagnosis - Macular Degeneration

Knowing how to substantiate your Macular Degeneration long term disability claim will significantly increase your chances of approval.  To get your Macular Degeneration claim approved, it should be supported with medical evidence and proof of treatment.  It is also essential to provide a detailed explanation of how your symptoms prevent you from performing your job duties. 

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How To Get Disability For Traumatic Brain Injury (TBI)

Diagnoses Diagnosis - Traumatic Brain Injury (TBI)

Can I get Long Term Disability for a traumatic brain injury (TBI)?

traumatic brain injury disabilityYes, you can receive long term disability benefits for a traumatic brain injury (鈥淭BI鈥).  A TBI is a serious and life-changing injury caused by a sudden blow to the head that damages the brain.  Suffering a TBI can lead to physical and/or cognitive difficulties requiring intense rehabilitative care.  Even with intensive treatment, a traumatic brain injury may cause residual symptoms severe enough to cause a permanent disability.

If you鈥檝e suffered a TBI, you may find it impossible to continue working due to your condition.  In that case, you may consider filing a long term disability insurance claim.  It鈥檚 important to know beforehand what steps you should take to ensure your best chances of disability claim approval.

Here are the key tips you need to know before filing your traumatic brain injury long term disability insurance claim.

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Disability For Peripheral Neuropathy

Diagnosis - Peripheral Neuropathy Diagnoses

Peripheral neuropathy is a serious condition resulting from damage to your peripheral nerves 鈥 those outside your brain and spinal cord. The causes of peripheral neuropathy vary, but the condition is typically marked by painful tingling in the hands and feet called paresthesia.

The symptoms of peripheral neuropathy (paresthesia, muscle weakness, and more) can be serious enough to preclude you from work. If you鈥檙e in this position, you may have questions on how best to present your peripheral neuropathy to your insurance company for benefit approval.

Here are several things you need to know before filing your long term disability claim for peripheral neuropathy.

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Is Tinnitus A Disability? | Long Term Disability Tips for Tinnitus

Diagnosis - Tinnitus Diagnoses

Tinnitus is characterized by noises in the ear(s), such as ringing, buzzing, clicking or hissing. The condition is often accompanied by hearing loss and/or other ear, throat and nose issues. 

Is Tinnitus A Disability?

Yes.  Tinnitus can incapacitate you from work, leading to disability.  Even with treatment and therapeutic management, tinnitus can cause debilitating limitations.  Whether or not you qualify for long term disability benefits due to your tinnitus will depend on the severity of your symptoms and how they impact your ability to work.

There are several things you need to know before filing your long term disability claim for tinnitus.

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